Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") govern your access to and use of WardenPost (the "Service"), operated by [Company Name] ("we," "us"). By using the Service or creating an account, you agree to these Terms. If you do not agree, do not use the Service.

2. Eligibility

You must be at least 18 years old and able to form a binding contract to use the Service.

3. What the Service Is — and Isn't

WardenPost provides fraud-awareness education, informational tools, and a community platform. It is not financial, investment, tax, or legal advice, and we are not a registered investment adviser, broker-dealer, or law firm. See our Disclaimer for details. You are solely responsible for your own decisions.

4. Accounts

You are responsible for keeping your login credentials secure and for all activity under your account. Provide accurate information and notify us of any unauthorized use.

5. Subscriptions, Billing & Cancellation

• Paid plans (Silver, Gold, Platinum) are billed monthly through our payment processor, Stripe.
• Subscriptions renew automatically each month until you cancel.
• You may cancel at any time; access continues through the end of the paid period.
• Refunds are handled per our then-current refund policy (e.g., a 7-day money-back period, if offered).
• Prices may change with reasonable notice.

6. User Content & Community Conduct

You may submit reports, reviews, and forum posts ("User Content"). You retain ownership of your User Content and grant us a non-exclusive, worldwide license to host and display it on the Service. You are solely responsible for what you post. You agree notto post content that is false, defamatory, harassing, unlawful, infringing, or that discloses others' private information.

We do not pre-screen or verify User Content and are not responsible for it. We may, but are not obligated to, remove content or suspend accounts at our discretion. Never send money to, or share financial/account details with, other users.

7. AI Features

Certain features generate content using artificial intelligence. AI output may be inaccurate or incomplete and is provided to assist — not replace — your own judgment. Do not treat AI output as a definitive determination.

8. Intellectual Property

The WardenPost name, logo, and content (excluding User Content) are owned by [Company Name] and protected by applicable laws. You may not copy, resell, or create derivative works without permission.

9. Disclaimers & Limitation of Liability

The Service is provided "as is" without warranties of any kind. To the fullest extent permitted by law, [Company Name] is not liable for any indirect, incidental, or consequential damages, or for any loss arising from your use of or reliance on the Service. Our total liability is limited to the amount you paid us in the 12 months before the claim.

10. Indemnification

You agree to indemnify and hold harmless [Company Name] from claims arising out of your User Content or your violation of these Terms.

11. Termination

We may suspend or terminate access for violations of these Terms. You may stop using the Service at any time.

12. Governing Law

These Terms are governed by the laws of the State of [State], without regard to conflict-of-laws rules.

13. Changes

We may update these Terms; continued use after changes means you accept the revised Terms.

14. Contact

[support@wardenpost.com]